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Hot Wallet vs. Cold Wallet – What Suits Your Daily Use Best?

Modified on Thu, 27 Mar at 7:40 AM

Cryptocurrencies are fast, flexible, and borderless — but only if your wallet is, too. That’s where two foundational wallet types come into play: the Hot Wallet and the Cold Wallet.


Hot wallets are connected to the internet, making them ideal for quick access. They often come as smartphone apps or browser extensions. If you trade frequently, send crypto regularly, or interact with dApps, a hot wallet is your go-to solution.


Cold wallets, by contrast, are stored offline — for example, on a hardware device like a Ledger. Because they are not exposed to the internet, they offer maximum protection. This makes them perfect for long-term investors who prefer to “hodl” their assets.


At floin, all customer assets are held in segregated wallets, providing institutional-grade cold storage security as a standard.

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